• Welcome to the new NAXJA Forum! If your password does not work, please use "Forgot your password?" link on the log-in page. Please feel free to reach out to [email protected] if we can provide any assistance.

Affordable Care Act (Obamacare)

I wouldn't mind single power, been screwed over enough by both car and health insurance companies that I'd have no problems paying a bit more in taxes just to tell those money grubbing thieves to get bent.
 
The low information voters have spoken.....

Those who surrender freedom for security will not have, nor do they deserve, either one.

Benjamin Franklin
 
The low information voters have spoken.....

Those who surrender freedom for security will not have, nor do they deserve, either one.

Benjamin Franklin

My thoughts exactly


Socialism is the disease that's eroding the core values of this Great Country:flame:
 
Isn't it low information when you get your info only from the "anti" side of any arguement.


Oh, you must be referring to those pesky facts.

If you truely understand Obamacare, then you're saying that Obama was justified in lying to the entire American public to gain support for a bill that was based on Communist principles and shove it through Congress without them reading or clearly understanding what it contained, or the longterm ramifications.


Your statement that Single Payer is somehow going "get back" at the insurance companies proves your ignorance on the subject.....LIV approved.
 
I'm actually well educated on the subject, I do my own homework; by reading the laws, not websites or quotes from the 1700's.
I'm all for rolling this idea out and adjusting it as seen fit. If the republicans get their heads and feet out of their asses and get the whotehouse they can repeal it. Just like Obama and Guantanamo they would be too worried about losing votes to do it

The first person to launch insults in a conversation is the first to run out of truths (random Vicorian era dude)

I've said it before xjeeper, get off the internet and run for office, I've yet to see a social issue you haven't already solved
 
if your insurance company chooses they could keep you on your current noncompliant plan until dec 31 2015, if they drop you before then it's on them...using the convenient excuse that it's the ACA doing it


Are you referring to individual plans or company provided group insurance plans?

Your blanket statement is misleading and speculative.

Now for some facts....and the lie they expose:

The Obama administration and Democrats like Nancy Pelosi are attempting to minimize the Obamacare disaster by claiming those who are losing their insurance account for only 5% of the American population. This is an outright lie.

By their own report: Section 1251 of the Affordable Care Act contains what’s called a “grandfather” provision that, in theory, allows people to keep their existing plans if they like them. But subsequent regulations from the Obama administration interpreted that provision so narrowly as to prevent most plans from gaining this protection.

“The Departments’ mid-range estimate is that 66 percent of small employer plans and 45 percent of large employer plans will relinquish their grandfather status by the end of 2013,” wrote the administration on page 34,552 of the Register. All in all, more than half of employer-sponsored plans will lose their “grandfather status” and become illegal. According to the Congressional Budget Office, 156 million Americans—more than half the population—was covered by employer-sponsored insurance in 2013.

Per your previous statement in this thread, removal of your head from a dark place which displaces fecal matter is applicable.
 
Last edited:
Small businesses and individuals can keep them, It was added this week to address the issue

Feel free to ramble on more
 
“If you like your doctor, you will be able to keep your doctor. Period. If you like your health care plan, you will be able to keep your health care plan. Period. No one will take it away. No matter what.”
-President Barack Obama-July 2009

Obama would repeat this promise to the American people no less that 23 times.

"The President and his advisors knew both that this promise was essential to rounding up the votes required to pass the ACA in 2010, and that it would not be true for over 90 million people.
The kicker is that President Obama said it more than two dozen times, including as recently as six weeks ago. The President knew it was false and he knew it was important, and still he said it over and over again.

President Obama lied to the American public and to Congress when he was trying to enact the Affordable Care Act. He lied after the ACA became law. He repeated this lie more than two dozen times, including as recently as six weeks ago. And then a few weeks ago, he delivered a new lie about what he had previously said."

"Now, if you have or had one of these plans before the Affordable Care Act came into law and you really liked that plan, what we said was you can keep it if it hasn’t changed since the law passed,"
-President Barack Obama -November 4, 2013


How can anyone honestly form any conclusion other than our President is a liar and could only win support of the ACA by defrauding the American public?
:patriot:
 
Small businesses and individuals can keep them, It was added this week to address the issue

Feel free to ramble on more

Another misleading blanket statement.

It's not as simple as, "Obama has spoken, so make it happen." Last time I checked, America is still a Constitutional Republic.....that is, if we can prevent Obama from appointing himself as Czar.

Here's the truth:

"Under the new rules, people may renew individual and small-group policies, which otherwise would have ended with the new year, until Oct. 1 — allowing them to stay in effect through September 2015."

And more truth:

Both the Obama administation and the insurance companies know that letting healthy people keep their plans will be a disaster for the ACA risk pools. Financially, the numbers won't work, which is why the ACA forces insurance companies to cancel policies the first place.
The insurance companies can't afford to do this and Obama knows it.

The ACA must eventually take over full control of the insurance industry for it to work, by design.

(Remember those members of Congress who scoffed at constituents for requesting that they read the bill, before voting on the bill?)

In addition, there is the logistical problem of reinstating millions of people by January. By giving the insurance companies the option to renew the policies, Obama is blatantly trying to shift blame for this disaster.

How will this shake out? Like the jumbled debacle which ACA is.......

Whether the policies slated for cancellation can be extended for current customers also depends on each state's insurance regulator, which can decide whether to allow the old plans to be sold into 2014 or not.

Arkansas’ insurance commissioner, Jay Bradford, said he will not permit the extension. “It would be more chaos added to an already chaotic situation,” he said.

In the Washington region, Care­First, the area’s dominant carrier, said it is studying Obama’s announcement and will communicate directly with affected policyholders. But CareFirst noted that it is “strictly bound” by state laws. “At the moment, it is unclear whether state laws would preclude us from doing what the president has proposed,” CareFirst said.

R.I. Health Insurance Commissioner Dr. Kathleen Hittner and HealthSource RI Director Christine Ferguson said Rhode Island will not allow insurers to continue the sale of policies canceled under the Affordable Care Act, despite President Barack Obama’s decision to grant Americans who received cancellation notices a one-year reprieve.

“All plans available in 2014, whether through HealthSource RI or in the private market, have been through a rigorous review process designed to ensure that they meet the standards set forth in the Affordable Care Act,” the statement read.
“After reviewing the president’s announcement, we have decided to continue in the direction we are going, and therefore will not be adopting the option made available to us by the President.

Karen Ignagni, president and CEO of the trade group America’s Health Insurance Plans, said the changes Obama announced are a problem.

“Changing the rules after health plans have already met the requirements of the law could destabilize the market and result in higher premiums for consumers,” she said in a statement. “Premiums have already been set for next year based on an assumption of when consumers will be transitioning to the new marketplace. If now fewer younger and healthier people choose to purchase coverage in the exchange, premiums will increase and there will be fewer choices for consumers. Additional steps must be taken to stabilize the marketplace and mitigate the adverse impact on consumers.”
 
bottom line for me is me and my wife have worked hard (college degrees, etc) to be in a position where we can work jobs that help provide things like health benefits for our family. This has always been the case - that is why they're called benefits... it's what you deserve for busting your ass. now we're in danger of losing our healthcare so people who can't afford it will get it, and ours will come so expensive that we can't afford to keep it.

is this bizarro land or what?
 
The common good of a collective -- a race, a class, a state -- was the claim and justification of every tyranny ever established over men.

Every major horror of history was committed in the name of an altruistic motive. Has any act of selfishness ever equaled the carnage perpetrated by disciples of altruism?

Does the fault lie in men's hypocrisy or in the nature of the principle? The most dreadful butchers were the most sincere. The believed in the perfect society reached through the guillotine and the firing squad. Nobody questioned their right to murder since they were murdering for an altruistic purpose. It was accepted that man must be sacrificed for other men.

Actors change, but the course of the tragedy remains the same. A humanitarian who starts with the declarations of love for mankind and ends with a sea of blood. It goes on and will go on so long as men believe that an action is good if it is unselfish. That permits the altruist to act and forces his victims to bear it. The leaders of collectivist movements ask nothing of themselves. But observe the results."
-Ayn Rand
 
Actors change, but the course of the tragedy remains the same. A humanitarian who starts with the declarations of love for mankind and ends with a sea of blood. It goes on and will go on so long as men believe that an action is good if it is unselfish. That permits the altruist to act and forces his victims to bear it. The leaders of collectivist movements ask nothing of themselves. But observe the results."
-Ayn Rand

more prophetic words I've never seen.

where do we, the healthy and employable, go to avoid funding those who choose not to think and work for themselves? How ugly would it get if we all went on strike together?
 
One month ago, during President Obama's speech, he shared this Obamacare success story: "I recently received a letter from a woman named Jessica Sanford in Washington state. And here's what she wrote, I am a single mom, no child support, self-employed. and I haven't had insurance for 15 years because it's too expensive. I was crying the other day when I signed up, so much stress lifted."

"But three days after she was mentioned by the president, Jessica Sanford started having problems, she was receiving letters from the Washington state health exchange," reports CNN.
"The first letter telling her that tax credit was reduced, therefore, increasing the cost of her health care plan and the, take a look at this, then she received a letter just last week telling her that her tax credit had been taken away all together. Show you another document here, showing what the tax credit worked out to be... zero dollars according to this document that was provided to us by Jessica Sanford. She describes all of this as a roller coaster ride. Now she says she can't afford insurance in Washington state because of the new developments."

Sanford tells CNN that she's embarrassed. "It was a huge disappointment, especially since I had, you know, my story had been shared by the president. I felt like, you know, I just felt really embarrassed that, you know, he quoted my story and then come to find that the Washington health plan finder, the website here in our state, had grossly miscalculated or they're having a problem figuring their tax credits. and so at least for right now, I don't -- I'm not going to be getting insurance," she says.
 
“Hackers are definitely after it,” said David Kennedy, CEO of information security firm TrustedSEC before a House Science, Space, and Technology committee hearing on security concerns surrounding the problematic Healthcare.gov website.

“It’s not only social security numbers … it’s one of the largest collections of personal data, social security and everything else, that we’ve ever seen,” Kennedy said.

Avi Rubin, technical director of Johns Hopkins University's Information Security Institute called for a security review of the site, but stopped short of calling for a complete tear down and rebuild of the healthcare.gov site. Others were less cautious.

“You can bolt a metal door on to make a house better, but if the foundation is bad…” Kennedy said.

All four cyber security experts unanimously concurred that, given the security issues, Americans should not use the site at present.
 
As for the tax credit... Ive heard that you will only get the credit on your next years tax return. That means you pay full price all year and then get a return next year. How many healthy young adults are going to be able to afford to do that? They are going to opt out. The fine also only comes out of your tax return. If your return isn't enough to cover it, that's all they get, or if you don't get a return at all, they can not collect the fine. Im not sure that it can be applied in a tax owed situation or not. If the young adults opt out, there is no way the ACA can pay for itself.
 
The Obama administration said that the Healthcare.gov “site capacity is stable at its intended level,” though the site continued to crash on Monday.

Baf2J3WCAAIbk9K.png


http://www.nationalreview.com/corner/365252/healthcaregov-still-crashing-andrew-johnson

“It doesn’t appear that any security fixes were done at all,” David Kennedy, CEO of the online security firm TrustedSec, told the Washington Free Beacon.

Kennedy said fundamental safeguards missing from Healthcare.gov that were identified by his company more than a month ago have yet to be put in place.

http://freebeacon.com/expert-healthcare-gov-security-risks-even-worse-after-fix/
 
I'm not to concerned with gov't funded healthcare, similar to what most European countries are running, I just don't like the gov't mandating we purchase a product or service while exempting themselves from that same law. Health care as it is in this country is broken. Something needs to be done to fix it. I would like to see the insurance companies either go away or drastically lower their profits. Its ridiculous when a man in his 60's with coverage is told that he'll be expected to pay $35k out of pocket if he goes through insurance, but gets off paying only $3500 while keeping the insurance company uninvolved.
 
Back
Top