I'm not trying to call you out here, but could you explain where you learned this theory? I have been a bassplayer and audiophile for many years and have had many systems in cars and home, and this is the first time I have ever heard this as an explanation for "why" subs are used in vehicles. Are you sure you are talking about "subwoofers" and not mounting systems or soundboxes?
I read about it a long time ago when subwoofers first came out. It was the ORIGINAL intent before people thought it was cool to set off alarms with subs. Too often (in my opinion) a lot of bass is the goal, not a faithful reproduction of the music. Just try it and you'll hear the difference between the motor on and off.
I have an idea how to filter frequencies, but how would you do it in an automobile application? Also, how does removing bass from a speaker make it last longer than one that plays bass, especially if they are designed to do so?
I've seen these filters at some stereo shops. If you remove the lower bass frequencies that is causing distortion (when played loud) the speaker will last longer. A 5inch speaker that has too much power delivered to it will sound bad at high volume. (distortion) Drive it hard too long and the sound quality will degrade even at lower volume levels.
Cherokid