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View Full Version : a minor set back!!!


jerseyjeep01
March 25th, 2007, 19:21
Driving home on the 16th it was very icy. A guy coming in the oposite direction loosing control of his Infinity SUV and comes into my lane leaving me with no options.

http://i9.photobucket.com/albums/a55/jerseyjeep95/jeep1.jpg

The police report says hes at fault but that still doesnt give me my xj back. Not sure if shes totaled yet, the insurance adjuster hasent notified me yet. This pisses me off and kills my plans to intall my new TNT y-link and 33's:gonnablow

I hope its not totaled. I've been putting alot of time into her getting her ready for her new shoes. The damage as far as I can tell, I'm no body guy, doesnt seem to be enough to total the XJ. We'll see soon I guess.

autophreak
March 25th, 2007, 19:30
that is depressing man. I remmeber when a similar accident happened to me. Mine wasnt totaled. If airbags did not deploy and thier is minimal to no frame damage then they usually wont total it, but that may just be my company(jersey manufacturers).

DrMoab
March 25th, 2007, 19:33
Does it have damage to the inner fender? If so it could well be totaled.

IF they total it just buy another one. Not like there isn't thousands of them for sale at any given time.

black2door
March 25th, 2007, 19:35
Doesnt look totaled to me. That sucks that it even happened though. Good luck

jerseyjeep01
March 25th, 2007, 19:36
No the airbags did not go off. I was surprised at that.

Jess
March 25th, 2007, 20:00
If its totaled, you can just buy it back and turn it into a trail only rig, and get another DD with the leftover money.

Begster
March 25th, 2007, 22:18
Go figure, as soon as you are about to lift it it gets wrecked. The day I was going to install my snorkel I had to avoid 1 car coming around a corner in my lane and 3 other idiots on the way home from autozone.

Look on the bright side of things though, at least you didn't put the Y-link and 33's on the 15th only to have that happen the next day...


And judging from how far that grill is pushed back, I'd say that inner fender is toast. Just don't expect good news.

autophreak
March 26th, 2007, 06:29
if worst comes to worst. You can have it totaled and buy it back as a salvage title for parts and get another for pretty cheap.

UNCC_99XJ
March 26th, 2007, 06:38
Sorry dude I know exactly how you feel.

Day before I was going to get my flowmaster back in 2005 I got hit by a girl at my HS and sandwhiched b/w two cars. Jeep sat in the body shop for a month and almost got totaled.

Last month I was planning on ordering my lift, got hit AGAIN by a woman in a 89 Suburban who was avoiding somebody that pulled out infront of her in the rain. Jeep sat in the body shop for two weeks, and I just got it back a little over a week ago.

I'm hoping to order my lift this week.....but with the way things have been going everytime I go to order something for my Jeep, i'm afraid to do anything...lol.

As far as the outside goes, it looks pretty repairable, however as DrMoab said, if there's damage to the inner fender, it will probably get totaled. If they do claim it a loss, start finding receipts for ANYTHING that you can showing any upgrades and such you've purchased....it will help in determining the value of the Jeep.

Going by your name you have a 2001 model? How many miles does it have on it?

jerseyjeep01
March 26th, 2007, 14:13
Look on the bright side of things though, at least you didn't put the Y-link and 33's on the 15th only to have that happen the next day...

Would insurance cover an aftermarket suspension in that situation? I have gieco jfyi.

jerseyjeep01
March 26th, 2007, 14:24
Just got access to some more photos

http://i9.photobucket.com/albums/a55/jerseyjeep95/jeep2.jpg
http://i9.photobucket.com/albums/a55/jerseyjeep95/jeep3.jpg
http://i9.photobucket.com/albums/a55/jerseyjeep95/jeep4.jpg
http://i9.photobucket.com/albums/a55/jerseyjeep95/jeep5.jpg
http://i9.photobucket.com/albums/a55/jerseyjeep95/jeep6.jpg

ZacSquatch
March 26th, 2007, 14:33
looks like a total to me

jerseyjeep01
March 26th, 2007, 14:52
I'm going to get in contact with my insurance guy today and get the ball rolling on this thing. What is it that makes it looked totaled? I trust all of your opinions alot more than an insurance aduster or body shop. They will try to fix it to save some $$ in the long run.

DaffyXJ
March 26th, 2007, 15:23
I'll buy the doors. Lord knows I need them. Promise to make them last longer than the last ones. :shiver:
Also need the passenger side headlight bezel. hehehe


http://www.tqci.net/~scot/38DaffyXJ.jpg

If it's totaled, trail rig that puppy.

Begster
March 26th, 2007, 15:48
What is it that makes it looked totaled?
http://i49.photobucket.com/albums/f251/begster/jeep6.jpg
http://i49.photobucket.com/albums/f251/begster/jeep4.jpg

It looks like your inner fender is crumpled back some and ripped apart. This would mean things are tweaked, and they would need to replace that inner fender which isn't a small thing.

Would insurance cover an aftermarket suspension in that situation? I have gieco jfyi.
More often than not they wouldn't cover it. Maybe since it is so new, they might, because I know when my brother got in his first accident he had just put new tires on cause they were worn out, and they refunded him the money for the tires. But Most insurance won't cover you for aftermarket parts, especially if it would enhance the likely hood of a roll over or anything like that. I know some insurance companies won't cover you if you go offroad or have a lift, and then there are some that will refund your money for the parts if you have it appraised by someone. But if you got in an accident, this was also just discussed in another thread, they really only have to pay for OEM replacement parts.

I was also saying that more because it would just plain suck to dump all that money into it and have your hopes up and the next day have it totalled, and perhaps screw up some of the parts. For my brothers second accident which happened probably 6 months later, he had just gotten a grill-guard put on his Rodeo, and then less than a week later he was in a head on collision. He was pissed. I don't think that insurance covered the grill-gaurd though, it was 5 years ago now so I can't remember.

BlueCuda
March 26th, 2007, 16:46
I think you will be OK. One tug from a frame machine and that inner fender will line right out most likely.

jerseyjeep01
March 26th, 2007, 17:30
Like I said, I'm no auto body guy, just an electrician. I talked to my adjuster today and he said they are not going to total it. Its repairable. I'm excited to get my love back but then again I'm afraid that she wont be the same. He said parts and labor totaled $6800.00. Hes also going to send me a repair and parts list. This is the first time I've had to deal with this, I've been lucky for the last 6 years. What should I look for when I get the pickup call? Is there something I should pay close attention to? Thanks guys for all your support! Dont know where I'd be without NAXJA!! ....... maybe JU?...... nah

MT Mike
March 26th, 2007, 17:49
Like I said, I'm no auto body guy, just an electrician. I talked to my adjuster today and he said they are not going to total it. Its repairable. I'm excited to get my love back but then again I'm afraid that she wont be the same. He said parts and labor totaled $6800.00. Hes also going to send me a repair and parts list. This is the first time I've had to deal with this, I've been lucky for the last 6 years. What should I look for when I get the pickup call? Is there something I should pay close attention to? Thanks guys for all your support! Dont know where I'd be without NAXJA!! ....... maybe JU?...... nah

March membership drive is still going on.....

jerseyjeep01
March 26th, 2007, 17:50
your right! and its worth the $30 I get paid friday!

MT Mike
March 26th, 2007, 17:52
your right! and its worth the $30 I get paid friday!

Glad to hear it. I look forward to seeing your name in red!

Begster
March 26th, 2007, 18:09
$6800.00??? Sh*t, that is expensive, you could get another one thats not been in an accident for that much. What did they say is going to be so expensive? Must be a lot of labor then.

Well I'm glad that your happy that you will get your love back.

jerseyjeep01
March 26th, 2007, 18:13
It does sound like alot. I'll be getting a break down of everything soon. I have full coverage so its not going to cost me that much. Just the $500 deductable which sould be refunded as soon as they find the other driver at fault.

UNCC_99XJ
March 26th, 2007, 19:51
$6800 and they did NOT total it? Wonder what they say is the value of that thing then....cause in most cases, if the value of the damage is 75% or more of the value of the vehicle it's totatled....atleast that's my understanding of it.

I'm assuming the other person's Insurance company is taking care of this, seeing as how the other person came across the center line and hit you.

You will be amazed at what a good body shop can do to fix an accident (as I should know) Check out the link in my sig and you'll see the pics from both of the accidents I was in.

When you get the copy of the estimate from the insurance adjuster, pay close attention to what they repair and what they replace. You'll be amazed as to what some bondo can do to body panels. For example, if you look at the pictures of mine, the ones on page 1 from accident one, compared to the ones on pages 2 and 3, which were taken several months after, take note that NONE of the body panels were replaced. They were all bent back and molded into shape with bondo. The shop I use does awesome work and really knows their ways with Jeeps. And nobody could tell what had happened to it.

My best advice to you, look over the estimate closely, and make sure it is to your satisfaction. Take LOTS of pictures of the damage from as many angles as you can, that way you have them for your records (the insurance adjuster will take their own pictures for their records as well). If you feel that everything meets your approval (and do NOT be afraid to quiz the insurance company on their write up, after all it is YOUR vehicle and you are entitled to know everything that is being done to it), go ahead and give the body shop the OK to begin repairs (which they cannot do untill they have approval from you). Then sit back (which I know it will be hard to do) and let the body shop guys do their thing.

Also make sure the insurance company is covering a rental, at no cost to you, for however long you are with out your Jeep. It should be something comperable to your Jeep (a couple of weeks ago when mine was in the shop we got a 4x4 Trailblazer to cruise in for two weeks). The only thing you'll have to pay for is gas in the rental. So if you don't mind driving a full size, you might consider getting one (such as a Taurus or an Impala) and benefit from some better MPG for a few weeks).

One other thing to consider, most times the insurance company will send the check directly to the body shop. The 2nd accident I had, I had the insurance company send me the check, and I signed it over to the body shop once I approved of the damages. This is something to consider also.

Some more advice to you is when you get the call to come pick it up (which you'll be just as excited as the day you first bought it, trust me...lol) have a friend bring you down there and then follow you around on the road before you get too far from the shop. Have him look for any signs of the front end being significantly out of alignment (i.e. dogtracking, where it looks like it's sliding through a corner), and make sure that front wheel is still good and not bent or wobbling. When I picked mine up from the first accident, the shop replaced the rim, but didn't think to check the hub on the left rear (where I got hit). My mom was following me home and called me a block away to say "your wheel looks like it's going to fall off". Brought it right back to the shop and put it up on the rack and sure enough the hub was bent. Of course, it had to sit the whole weekend as it was Friday and they couldn't get the part in untill Monday. It's hard to tell from your pictures if the person hit the wheel at all. Also make sure it is driving straight, and there are no unusual noises coming from the front end.

Sorry for the novel, but I thought i'd share my experiences seeing as how i've been involved in this mess twice in about one year's time.

jerseyjeep01
March 27th, 2007, 16:56
99XJSPORT06- Thanks alot for all your input and advice!!

UNCC_99XJ
March 27th, 2007, 17:52
You're more than welcome. I remember what it like my first time, having to go through all this crap, not knowing what to expect or how to handle it. I hope everything goes well for you, and do keep us updated.

If you have any more questions or I can be of any more help, feel free to ask me, or PM me.

DaveKerwin
March 28th, 2007, 12:49
get used parts, and find a place to do the repair for 3500, then use the left over money for mods, muhuhahahaha

autophreak
March 29th, 2007, 19:55
what insurance do you have that they dont total at that price.

WaXJ_Skier
March 30th, 2007, 01:04
At that price buy a new one anyway. Now you don't have to deal with the buyback and you can just trail that one and have a shiny semi new DD. Ive seen rigs locally @ dealerships with <100k on them for <$5k that gives you ~$1800 play money for the new DD or your bashed up trail rig

xjtrailrider
March 30th, 2007, 04:36
My son put his 00' in the ditch avoiding a rear ender with a Excursion, he did 3k of damage which i didn't put on his insurance, I just paid for the repair. I was told by the body shop manager that if it had been turned in it would most likely had been totaled. He had way less damage than you have. I'm amazed that yours was not totaled. The pic does not show the damage very well and there was a good bit of stuff bent underneath.

http://img413.imageshack.us/img413/2755/wadesjeephd6.th.jpg