biscuitboy87
NAXJA Forum User
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this is the third time my xj has been hit. twisted the body this time.
funny thing. body shop calls and says it'll cost 1800 buck to fix, and i ask a few questions and they say "well, we didnt check that"
and i think to myself whoa! aren't professionals supoosed to follow certain rules and have certain things to look for...
so i send in the photos i took of the accident, and the appraiser for the insurance co call me the next day and says "the damage you describe sounds to be a total loss"
and i'm thinking why dont they just put it on the rack and tweek it back? its not that complicated is it?
so then i call the insurance co and the adjuster says "well its been in an accident before so we'll only give you half the market value"
and i'm thinking that the ins co and body shop gauranteed it would be factory spec the first two times so why not give me the value as if it hadn't been hit because they said it would be as good as new (thats the law right?)
so now they want to say that they cant guarantee that the body shop did the proper work in the first place so they dont have to pay for it "as new" value.
so... thinking of litigation at this point. i think i will sue the transport company who hit me and let them deal with their insurance company...
so far no documents have been signed at all. arrrrgggghhhhh! i'm just so pissed i had to vent. in the end i will prevail, even if i have to go postal. it just kills me to know that the responsibility of reparations belongs to the ins co. and they are trying to weasel...worst thing is the adjuster KNOWS what he is doing is wrong, but is doing it because he gets a bonus for bringing in the claim under 5000 dollars. its a stupid XJ for gosh sakes, just give me fair market value (not percieved value) or fix it...
if anybody else has insurance gripes just list them here...misery love company.
funny thing. body shop calls and says it'll cost 1800 buck to fix, and i ask a few questions and they say "well, we didnt check that"
and i think to myself whoa! aren't professionals supoosed to follow certain rules and have certain things to look for...
so i send in the photos i took of the accident, and the appraiser for the insurance co call me the next day and says "the damage you describe sounds to be a total loss"
and i'm thinking why dont they just put it on the rack and tweek it back? its not that complicated is it?
so then i call the insurance co and the adjuster says "well its been in an accident before so we'll only give you half the market value"
and i'm thinking that the ins co and body shop gauranteed it would be factory spec the first two times so why not give me the value as if it hadn't been hit because they said it would be as good as new (thats the law right?)
so now they want to say that they cant guarantee that the body shop did the proper work in the first place so they dont have to pay for it "as new" value.
so... thinking of litigation at this point. i think i will sue the transport company who hit me and let them deal with their insurance company...
so far no documents have been signed at all. arrrrgggghhhhh! i'm just so pissed i had to vent. in the end i will prevail, even if i have to go postal. it just kills me to know that the responsibility of reparations belongs to the ins co. and they are trying to weasel...worst thing is the adjuster KNOWS what he is doing is wrong, but is doing it because he gets a bonus for bringing in the claim under 5000 dollars. its a stupid XJ for gosh sakes, just give me fair market value (not percieved value) or fix it...
if anybody else has insurance gripes just list them here...misery love company.