I had a H&T in my buggy with 39.5" tires pushing a rockjock 60 and 14B rear. ANYONE that ever saw me drive it or any other rig, knows I am NOT easy on anything I own.
I Never had one issue by doing the H&T.
Would I do it again, maybe, but since I get dealer pricing on so many things now, and RE being owned by Transamerica, now my true SYE is almost the same price as the H&T, and just makes more sence to get a full SYE.