Oh yeah, its the same thing with the Victory forums. I was trying to decide between the aftermarket setup with a Rockford Fosgate amp and 6.5" speakers vs. upgrading to the better stereo offered on the Magnum version of my bike that came out later. You start diving into those stereo threads and it quickly turns into this $2,000 aftermarket head unit, speakers in the saddle bags, multiple amps, etc goat bang fest. In the end I'm very happy with my set up and I like that it has room for growth/upgrade down the line if I ever wanted to go big on my stereo later.
FWIW the stock head unit on my bike is rated for 25 watts peak per channel and the Rockford amp I've got is rated for 150 Watts per channel. If you ever want to swing out to my neck of the woods I'll gladly turn it up for you, its ridiculous how loud 2 little 6.5" speakers get and there is no distortion in the sound either. I've never maxed it out to setting 30 on my volume, but once you hit 20 I think your ears could start bleeding.