The Gosh-Darned Police

[2xtreme]

My info might be outdated (I have had a license for a long time ).

it used to be that both moving violations and equipment tickets would show up on your record. And insurance companies (at least mine at the time) would review them everyonce in a while and they were worth "points" just like moving violations. They were worth less "points" but were still worth points.

If I remember correctly the bigger difference was that "equipment" tickets only were on your record for 3yrs I believe, and moving violations were 5years maybe?

If someone can correct me, I would appreciate it, but this was my experience when I was younger and more prone to tickets

Michael

 

[Doyle]

I know in the state of oregon violations stay on your record either 35 or 37 months, for some reason I can't remember if its under 3 years or just over.

Equipment violations as far as I know do not go on your record as far as insurance is concerned. Its been a few years since Ihave gotten one (knowck on word, fingers crossed) but I don't rememer my insurance being higher in high school with my equipment violations, I know my speeding etc. killed me, but I don't remember fix-it tickets affecting my insurance premiums.

It also depends on the state whether they use a point system vs a violation system, as well as the insurance company you are with whether they surcharge for violations or not, I am with a high risk company being 22 with a speeding ticket, and they are the cheapest rate I have been able to find as they do not surcharge you for your first ticket, the "forgive" the first speeding ticket unlike farmers, state farm or other standard insurance companies.

I am fairly up to date on insurance issues, as both my parents have been in insurance for 30+ years if you habe a question in Oregon let me know I can generally get an answer for you, washington I am not up to date with auto insurance unfortunately.