- Location
- Rainy side of Washington
I did this to my last bank - Sovereign Bank. They screwed me over one too many times, so when I closed my account (haha I didn't) and moved to DCU, I left two cents in it. This was somewhat symbolic...5-90. Your story of the collection effort for 0.00, reminds me of the day my mother closed a bank account and left .01 cent in the account. The bank had to mail here a check for 0.01 cents to clear their books (no doubt it cost them more than that for the check and stamp). They had PO'd her. That was her payback. She also use to get a stock dividend four times a year for the last share of stock she ended up with. It was several cents a quarter.
They sent me an oversize envelope with my account statement in it every month for twelve months, wasting 38 cents per month.
A year later (last month) they sent me my statement and another note saying they were closing my account due to lack of use, charged me a 12 dollar account inactivity fee (they never said they would do that!), and credited me 11.98 to cancel my account.
I gave them my two cents and they took it! :roll: