The issue with the 97+ years are the bumper end caps, both front and rear. On the front if you want more tire clearance you go with 96 and older even on a 97 and newer. On the rear tomken makes a rear bumper w/2" receiver built in and has a tire carrier option. I have seen a couple on XJ's and two ZJ's, not impressed with the finish but then I'm not a fan of powder coating on alot of things. The plus side is the pricing. Custom4x4 is also pretty nice from the pics, not seen one yet and their pricing is also a good $ per $ value. Bullet proof is the most expensive and has many bells and whistles but you are looking at around a $grand for bumper, carrier, shackles, receiver and a bunch of other stuff thats avail.