Well, a rod bearing isn't going to change depending on the position of the steering wheel.
You say it only does it in gear or under load. When you say in gear, do you mean moving in gear or just sitting?
How steady of a sound? Does the sound vary with RPMs?
Have you checked the torque converter to flexplate bolts?
My bet is the torque converter bolts also.
My engine sounded like a piston was going to escape very shortly when I started, accelerated, decelerated, idled, or goosed the gas... basically anything except cruising steady. It was so bad that the response from one of my local chapter members when he heard it was to yell "oh my GOD!!!" and take a couple steps back.
I just cranked em down as tight as I could with a gearwrench... I seem to recall using a 15mm flex head one (the 10 and 12 mm numbers above are probably bolt diameter.) No loctite, nothing, just cranked the crap out of em, I didn't bother with doing it in the right pattern either. I would have done it right, but the whole shebang is coming out in the near future so I can put a 4wd AW4 and a transfer case in, so there is little point, it's getting replaced anyways.
PS, there is one stupid bolt that Chrysler put in from the "wrong" side, when you take the nut off it will still not come out because the exhaust downpipe is in the way. Grab the end with a pair of vise grips to keep it from spinning and chop the head off with an angle grinder or sawzall, then put a new one in... doesn't really matter what type, size, or grade so long as it fits the hole, those bolts are under almost no stress, they just hold the inspection cover on.
Oh, and a :gee: trick to get them all done with a minimum of crawling out from under the jeep - disconnect the ignition coil so it won't start, and while lying under the jeep use your wrench to jump the starter solenoid to "bump" the engine forward to the next one. Use a paint pen to mark the heads of the bolts you have already tightened and keep your hands, hair, and clothes away from moving parts when you do this, oh, and I'm not responsible if you light it on fire with the sparks and burn your whole town down, nor if your friend drinks all your beer while you are under the jeep for too long due to using this trick.