As far as I know the air bags are not even enabled until 35mph though they can deploy, from experience, if you are stopped at a traffic light and get hit by a tractor trailer doing 60mph who 'didn't notice the red light' but I don't know if it was the rear hit or the vehicle stopped in front that caused the deployment.... The only reason to get an airbag disable is if you have kids and the dealers were putting them in a few years ago but you had to sign a waiver and stuff, on the 98XJ's they went were the ashtray is on the center console. I think they stopped doing it. Off road it is not an issue unless you are doing high speed stuff.