We won't let anyone run with us at JV and similar places if they have a non-granny gear stick trans and stock t-case gears, regardless of their rear end ratio or tire size. Driveline stress is actually decreased with the extra control that the 4 to 1 provides. Besides, 4 to 1 t-case gears are WCGIC approved.
I totally agree on the 2 Low. I've always thought that was one of the best mods ever done to my rig.
As far as beefing up the Tera Low, here's what I know. The pins that hold the pinion gears into the planetary case are staked on one side.....meaning that the pin is held in with three small punch indentations around the edge of the hole. Tera recommended to a friend, who was going to use the 4 to 1 in a competition rig, that he spot weld the ends of the pins to the case where the stakes are. I have had a pin come out and break, and I'm pretty convinced that it came out past the stakes and broke, partially because I didn't observe the 3000 rpm limit that Tera requests. They were still fair, and sent me a whole new input shaft/planetary assembly at a very reasonable price, and I spot welded the pinion pins to the case.