Well, a lower temperature tstat will keep the temperature lower; IF you have a powerful cooling system. Think about it; if your cooling system is marginal and can only keep an engine running at 215 during normal operation, a 180 tstat will open completely earlier and circulate all the coolant 15 degrees earlier than a 195... hence, the temp will warm up 35 degrees, albeit with all the coolant circulating. A 195 will open 15 degrees later (duh) and will have to move up 20 degrees fully circulating. So if you're only going on short trips or low stress situations, a 180 will keep your cooling system running at a lower temperature.
Now, if you have an upgraded, powerful cooling system that is actually capable of keeping the jeep at 180 even in tough operating conditions, then yes, a lower temp tstat will keep your jeep running cooler. Here's the thing you need to ask yourself though. If your cooling system is that good and can keep the jeep at 180, then obviously it can keep it at 195. And your engine management strongly prefers 195-205 (tstats tend to open about 5-10 degrees later than rated due to pressure, unless you have a balanced design). I realize it seems easy to think that you have more breathing room if you start at 180 versus 195 if you start to heat up, but the end result will be the same and it's better to run at the OEM recommended temperature.
Blackdoutxj, your post backs up exactly what Blaine said; when you're not in strenuous conditions, your jeep runs at 180... when you're in tough stop and go idling conditions, you reach 210... just like you would with a 195. Except with a 195 your engine operating range is 15 degrees, instead of 30 degrees.
I ran a 180 for awhile too and got used to how my jeep ran. But when I switched to a 195 my jeep idled smoother when fully warmed up and I got about 1 to 1.5 more mpg.