i actually like the idea of putting a winch between the framerails behind the bulkhead and using the stock bumper. I've seen only 1 picture of an XJ with this, and it looked sweet. That being said, i wouldnt skimp on anything. 3/16" is good, 1/4" would be better. Also, like you were saying, weld an upright piece that fits alone the outer framerails on each side. You can easily use like 8 mounting holes per side. There is one through frame hole towards the middle of the wheel well, right in front of the coil spring. Then you can use the steering box bolts, and thus your plate will also act as a steering box reinforcement. Due this on both sides. Then, you can probably rig up some L-shaped braces to fit up on the inside of the framerails on the bulk head, that bolt through the bumper mounting brackets and tie back into your upright mounting plate along the side of the frame rails. Most of this i got from the design of the mounting system for Rigidco's front winch bumpers. I installed one a few weeks ago on my 99, and it uses about 25 mounting locations. To further strengthen it, you could put a bulkhead reinforcement plate (like rigid) out of 3/16" and weld your winch plate to that. Either way, call up terry at rigidco, or look at their website to see their mounting system, it'll give you some good ideas. Good luck, and if you do it, take some pics, i want to see it.