I´ve seen a bunch of fans with a crack in the housing (all years) on the upper left corner (as your sitting in the drivers seat), which a little sanding and liberal amounts of epoxy glue or JB weld will take care of. Not sure when they changed the fan design, but noticed my 96 has a few more blades on the fan (than my 88) and seems to move more air (don´t know for sure if your 95 has the better fan or not). I picked up a 96 fan at the junk yard for $35 after pricing a Crown replacement fan, at around $150 or so. The junk yard fan, has been going strong, for a couple of years now. All I did to check it, was to spin the blade a few turns, if the bearings are bad, you can usually hear them, while spinning the fan by hand.