Yoiu really don't want 2600 RPM at 80 MPH. That's not enough gear by far. What gear are you going to have to be in when you're in a 55 MPH zone -- or a 35 MPH zone?
Theory is that, ignoring for the moment air stream resistance which increases exponentially with speed, the most efficient cruising speed is the engine speed where the maximum torque occurs. With the 4.0L, at least according to the factory that¿'s different depending on year. The Renix torque peak was 2400 or 2500 RPM depending on which catalog you look at. The first HOs had a torque peak considerably higher, then they dropped it back and in 1999 the peak was at 3000 RPM. The 1999 Jeep catalog shows the torque curve for the 4.0L and it is almost flat from 215 ft-lbs at 1200 RPM all the way up to 4500 RPM, where it falls off steeply. The peak at 3000 RPM is not a typical high point or apex of a smooth parabolic curve, it is actually a minor spike at that point.
However, I agree completely that the factory gearing isn't deep enough. I go back to when AMC first introduced this line of engines. This was before we had overdrive transmissions. Back then the manuals got MORE gear than the automatics, not less. Typically, stock AMCs came geared to run 24 MPH per 1000 RPM. That's 2500 RPM at 60 MPH. In that configuration, my 1966 Rambler American routinely delivered 28 MPG on the highway and 22 MPG around town, and was still capable of beating the vaunted Mopar slant 6 in a drag. And the Rambler American was about as aerodynamic as a Cherokee.
That ratio meant cruising at 3000 RPM to go 72 MPH. At that point gas mileage began to drop because the engine was beyond the torque peak, and also the aerodymanic drag was building up.
A current stock XJ with automatic turns about 2200 to 2300 RPM at 70 MPH. That's better than the 3.07 ratio for the 5-speeds, but IMHO it still isn't enough. If 2500 RPM at 60 MPH was good enough for the AMC engineers back when they developed the engine, it will still work. However, 80 MPH would be nearly 4000 RPM and I think that's pushing it a bit for engine longevity. If you actually spend a significant amount of time cruising at 80 MPH, I think you should be looking to cruise at between 3000 and 3500 RPM.