I suppose I should mention a couple things about my current setup. I removed the fan and clutch assembly two years ago and replaced it with a Flex-A-Lite 110. It worked great for highway driving, and in conjunction with the stock electric fan, worked pretty well for city driving and on cooler days on the trail. The only time I ever felt uncomfortable with the setup was driving to and from Paragon from Pittsburgh last summer towing a 6x12 trailer with 4 sets of trail tires and some tools in it, and even then, it was only on the mountains around Paragon, and the heater added enough cooling power to make it through without problem.
I'd still be using the Flex-A-Lite this summer, but due to the 4" or so of fan that stuck below the crossmember, and a large pond that developed on a highway near my house, there aren't any blades left on it.
Another question I have is are all XJ fan clutches the same? If I have to pull a fan and shroud from a parts jeep, could I get one from say a 2000 and bolt it onto my 88? I'd assume it would be in pretty good shape, and would certainly be cheaper than the stealership, even with my discount.